Financial Consulting Services/Personal Needs:Term Life Insurance
Resources to help establish family income protection and money accumulation through various life insurance products.
Permanent Life Insurance
Flexible Premium Variable Life Insurance*
Retirement funding and personal investments to provide income streams for retirement.
Mutual Funds * - Over 25 different families of funds available.
Accumulation diversification and distribution of retirement assets.
Systematic withdrawal plans to generate income streams for life.
72(t) and 72(q) systematic withdrawal plans to provide income for early retirement. (Avoids penalties for withdrawals prior to age 59 1/2 restrictions apply.)
Funding vehicles for Charitable Remainder Trusts.
401-(k) plans & Pension Rollovers
At Retirement Time
Changing Jobs and or Careers
IRAs & IRA Rollovers
Stretch IRA or Multi/Generational IRA
Coverdell ESA formally known as Education IRA
Team Approach to Estate Planning
Team consists of Financial Consultant Attorney Accountant and You!
Survivorship Life Insurance
Personal Disability Income Protection
Income Protection Plus (A Unique Cash Value Disability Plan)
Long Term Care Insurance
Financial Consulting Services/ Business Needs:
New and Existing Employer Sponsored Retirement Plans
SEP (Simplified Employee Pension Plan)
403-(b) plans and more
Non-qualified deferred compensation and executive: Carve Out: plans.
Executive Bonus Plans
Split Dollar Plans
Key Employee Insurance
Funding For Buy/Sell Agreements
Funding for Business Continuation Buy-outs
Funding for Business Overhead Expenses
Funding for Family Business Buy-outs
Funding to Keep the Family Farm in the Family
Life Insurance & Disability Insurance